Not sure if you need Full Coverage? Compare features side-by-side.
| Scenario / Protection | Liability Only | Full Coverage |
|---|---|---|
| You hit another car Pays for their damage & injuries |
✔ Covered | ✔ Covered |
| You hit a pole/fence Pays for your car repairs |
✘ Not Covered | ✔ Covered (Collision) |
| Tree falls on your car Weather/Storm damage |
✘ Not Covered | ✔ Covered (Comprehensive) |
| Car is stolen Theft replacement |
✘ Not Covered | ✔ Covered (Comprehensive) |
| Hail Damage Dents from storms |
✘ Not Covered | ✔ Covered |
| Windshield Crack Glass repair |
✘ Out of Pocket | ✔ Covered (Often $0 ded) |
Since you are viewing Full Coverage features, this is recommended if your car is less than 10 years old or financed. If you lease or have a loan, Full Coverage is mandatory.