$460
Avg Monthly Premium
$0-$450
Range with Subsidies
4+
Carriers Available
Jan 15
Enrollment Deadline
ACA Marketplace Plans in New Jersey
🥉 Bronze Plans
Premium: $200-$350/mo | Deductible: $6,000-$8,000
Best for young, healthy individuals who rarely need care.
🥈 Silver Plans (Most Popular)
Premium: $350-$500/mo | Deductible: $3,000-$5,000
Best for most people. Eligible for cost-sharing reductions.
🥇 Gold Plans
Premium: $450-$650/mo | Deductible: $1,000-$2,500
Best for those with regular medical needs or prescriptions.
Top Health Insurance Companies in New Jersey
- Blue Cross Blue Shield - Largest provider network
- Ambetter - Affordable ACA plans
- UnitedHealthcare - National network
- Oscar Health - Digital-first experience
How to Get Health Insurance in New Jersey
- Visit HealthCare.gov during Open Enrollment (Nov 1 - Jan 15)
- Enter your ZIP code and household information
- See if you qualify for premium subsidies or Medicaid
- Compare plans and enroll online