Frequently Asked Questions

The average cost of auto insurance in 2025 varies by state and driver profile. Nationally, the average is approximately $1663 per year. Factors like age, location, driving history, and coverage level significantly affect your rate.

You can lower your auto insurance premium by: comparing quotes from multiple providers, bundling policies, raising your deductible, maintaining a clean driving record, asking about discounts, and improving your credit score.

Liability coverage pays for damage you cause to others, while full coverage includes liability PLUS comprehensive and collision coverage that protects your own vehicle. Full coverage is typically required if you have a car loan or lease.

Requirements vary by state. Most states require minimum liability insurance. Some states also require uninsured motorist coverage or personal injury protection (PIP). Check your state's specific requirements.

We recommend comparing quotes at least once a year, or whenever you experience a major life change (moving, buying a home, getting married, turning 25, etc.). Insurance rates change frequently, and you could be missing out on savings.

The average cost of home insurance in 2025 varies by state and driver profile. Nationally, the average is approximately $1631 per year. Factors like age, location, driving history, and coverage level significantly affect your rate.

You can lower your home insurance premium by: comparing quotes from multiple providers, bundling policies, raising your deductible, maintaining a clean driving record, asking about discounts, and improving your credit score.

Liability coverage pays for damage you cause to others, while full coverage includes liability PLUS comprehensive and collision coverage that protects your own vehicle. Full coverage is typically required if you have a car loan or lease.

Requirements vary by state. Most states require minimum liability insurance. Some states also require uninsured motorist coverage or personal injury protection (PIP). Check your state's specific requirements.

We recommend comparing quotes at least once a year, or whenever you experience a major life change (moving, buying a home, getting married, turning 25, etc.). Insurance rates change frequently, and you could be missing out on savings.

The average cost of life insurance in 2025 varies by state and driver profile. Nationally, the average is approximately $1910 per year. Factors like age, location, driving history, and coverage level significantly affect your rate.

You can lower your life insurance premium by: comparing quotes from multiple providers, bundling policies, raising your deductible, maintaining a clean driving record, asking about discounts, and improving your credit score.

Liability coverage pays for damage you cause to others, while full coverage includes liability PLUS comprehensive and collision coverage that protects your own vehicle. Full coverage is typically required if you have a car loan or lease.

Requirements vary by state. Most states require minimum liability insurance. Some states also require uninsured motorist coverage or personal injury protection (PIP). Check your state's specific requirements.

We recommend comparing quotes at least once a year, or whenever you experience a major life change (moving, buying a home, getting married, turning 25, etc.). Insurance rates change frequently, and you could be missing out on savings.

The average cost of health insurance in 2025 varies by state and driver profile. Nationally, the average is approximately $1755 per year. Factors like age, location, driving history, and coverage level significantly affect your rate.

You can lower your health insurance premium by: comparing quotes from multiple providers, bundling policies, raising your deductible, maintaining a clean driving record, asking about discounts, and improving your credit score.

Liability coverage pays for damage you cause to others, while full coverage includes liability PLUS comprehensive and collision coverage that protects your own vehicle. Full coverage is typically required if you have a car loan or lease.

Requirements vary by state. Most states require minimum liability insurance. Some states also require uninsured motorist coverage or personal injury protection (PIP). Check your state's specific requirements.

We recommend comparing quotes at least once a year, or whenever you experience a major life change (moving, buying a home, getting married, turning 25, etc.). Insurance rates change frequently, and you could be missing out on savings.