Overview
Choosing between USAA and American Family is one of the most common insurance decisions. This detailed comparison will help you make the right choice for your needs.
Price Comparison
USAA and American Family are both known for competitive pricing, but which one is cheaper for you depends on your specific situation.
- USAA: Best for drivers with clean records
- American Family: Often better rates for drivers with prior incidents
Coverage Options
| Feature | USAA | American Family |
|---|---|---|
| Liability Coverage | ✅ Yes | ✅ Yes |
| Comprehensive | ✅ Yes | ✅ Yes |
| Collision | ✅ Yes | ✅ Yes |
| Roadside Assistance | ✅ Available | ✅ Available |
| Rental Car Coverage | ✅ Yes | ✅ Yes |
Customer Satisfaction
Based on J.D. Power and customer reviews:
- USAA: 4.5/5 stars average rating
- American Family: 4.3/5 stars average rating
Our Recommendation
Both USAA and American Family are excellent choices. We recommend getting personalized quotes from both to see which offers better rates for your specific situation.