Head-to-Head Comparison for 2025
| Feature | State Farm | Liberty Mutual |
|---|---|---|
| Best For | Best local agents | Customizable coverage |
| Downside | More expensive | Mixed reviews |
| Mobile App | 4.8/5 | 4.5/5 |
| J.D. Power Rank | Top 5 | Top 10 |
If you value best local agents, then State Farm is likely the better choice. However, if customizable coverage is more important to you, consider Liberty Mutual.
The only way to know for sure is to compare personalized quotes.
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