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What Makes Ontario Different?
Local factors that impact your rates and coverage needs.
Unique Risks
- GTA Congestion
- Insurance fraud
- Winter driving
Did You Know?
Ontario has some of the highest rates in Canada, especially in the Greater Toronto Area (GTA). It has a very customizable no-fault benefits system.
Who Offers the Best Rates in Ontario?
Intact
Aviva
Desjardins
Allstate
Progressive
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What Ontario Drivers Ask
Why is insurance so expensive in Brampton/GTA?
High frequency of claims and insurance fraud in certain corridors drive up regional pricing.
What is DCPD?
Direct Compensation - Property Damage. It means your own insurer pays for your car's damage if you're not at fault, simplifying claims.
Trusted by Drivers in Ontario
See what real Ontario drivers are saying.
★★★★★
"Found a local insurer I didn't even know about."
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"Simple process, big savings."
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"Finally, an insurance site that actually works."