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Local Insurance Factors for Newfoundland and Labrador
How local conditions affect your insurance premiums.
Unique Risks
- Moose
- Salt water corrosion
- Heavy snowfall
Did You Know?
Newfoundland has unique challenges with aggressive moose populations and extreme maritime weather. A specific deductible applies to glass claims in many policies.
Who Offers the Best Rates in Newfoundland and Labrador?
Unifund
Intact
Aviva
Allstate
Progressive
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What Newfoundland and Labrador Drivers Ask
Is moose coverage standard?
You typically need Comprehensive coverage. In NL, moose-vehicle collisions are a major claim category.
Why did rates increase recently?
High claim frequencies and litigation costs have put upward pressure on premiums in the province.
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