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Unique Driving Risks in British Columbia
Key things every British Columbia driver needs to know.
Unique Risks
- Mountain passes
- Rain/Hydroplaning
- Cost of living
Did You Know?
BC has a public insurance system run by ICBC. You MUST purchase basic Autoplan coverage from ICBC, but can shop around for optional extended coverage.
Leading Providers in British Columbia
ICBC (Mandatory Basic)
BCAA (Optional)
Family Insurance
Allstate
Progressive
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Insurance FAQs for British Columbia Drivers
Can I buy insurance from anyone other than ICBC?
For basic liability protection, no. You must buy from ICBC. For optional collision/comprehensive, you have private choices.
Did BC move to no-fault?
Yes, in 2021 BC introduced 'Enhanced Care', a no-fault model that significantly reduced litigation-based costs.
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